Product Recommendations:
Lao Bank of China Co., Ltd. provides personalized Loan services (abbreviated as “Borrowers”) in Kip, USD and RMB with complete documentation. To be used in business operations, production operations and other appropriate investment needs.
Loan application documents:
1. Loan application form (can be downloaded on the bank's website).
2. Copy of ID card, passport or other proof.
3. A copy of the borrower's ID card and marriage certificate.
4. Certificate of income of the applicant's spouse.
5. Relevant property certificates (land titles, vehicle title deeds and leases) of the borrower.
6. Trade agreements, purchase orders or invoices and sales invoices.
7. Tax certificate.
8. Enterprise registration.
9. Tax registration certificate.
10. Company Rules.
11. Certificate on the place of business of the enterprise (lease agreement or certificate of ownership of the property).
12. Identification documents of the shareholders within the enterprise of the borrower.
13. Statement of account activity of enterprises and individuals in the last 6 months.
14. A brief resume and a copy of the ID card of the legal representative.
15. Financial statements for the past three years and the present (including assets, liabilities, depreciation, current, cash flows), accounts receivable (accounts receivable, other receivables, accounts payable), inventories in the past.
16. Proof of ownership of collateral.
Objectives:
Lao China Bank Co., Ltd. will consider and approve the Loan line to the customer based on the actual Loan condition, assets and Loan requirements of the customer, which the customer can apply for the loan several times according to the Loan line and on time, the loan interest will be collected according to the actual loan.
Features:
(1) Form of guarantee: The bank guarantees with real estate, real estate, guaranteed by collateral and guaranteed by Loan.
(2) Convenient use: Once approved, can be rotated to use.
